In the market to buy a home?

If you’re in the market to buy, whether you’re a first-time buyer or an experienced one, your designated agent can help find your dream home, and explain the nuances of the process. Our highly knowledgeable agents have access to resources that make the process as painless as possible.



  1. The first step is to set a budget and begin saving for a down payment on your new home. Add up all of your monthly expenses and subtract them from your monthly net income (the amount you take home after taxes). This number is the absolute most you’ll want to have as a monthly mortgage payment, and it’s always best to leave yourself some wiggle room for emergencies.
  2. Next, you’ll want to make sure your credit score is the best it can be. Check your reports for errors and inaccuracies, and work on paying down debts to build your score up. When you apply for a loan, your credit score will influence what you’re eligible for. You should also research the best type of loan for your situation – FHA, Conventional, ARM, Fixed-rate… there are quite a few choices and knowing your options now can help you avoid problems later. Once your credit score is up to par and you’ve thoroughly researched loan types, you can visit a lender to get pre-approved! Check with them on what documents to bring, and you can even begin the process online.
  3. After you receive your pre-approval letter, you’ll be ready to find a REALTOR. Using a Real Estate Agent can help with many things including ensuring you understand what you need to about the home buying process. A REALTOR can help you search for the best home for your needs and wants and has access to many different platforms. They will also help when you decide to make an offer to compare your offer with other sales and the current market value, to be sure it’s reasonable.
  4. Your REALTOR will help you negotiate and work through the steps after your offer has been accepted. Likely, your lender will want to have the home appraised, you’ll need to schedule a home inspection, and ensure all documents and other items are in order to schedule and attend closing!


If you don’t see a home that suits your needs from our available listings, we can still help! Our agents have access to hundreds of listing platforms and can show you any house on the market. We can design a search specifically for you – just fill out the form below to tell us what you’re looking for!